Terms of Service

These terms of service ("Terms") govern your use of PetCoverGurus.co.uk (the "Site"), which is operated by Ben Sky Limited ("we", "us", "our"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use the Site.

1. About PetCoverGurus

PetCoverGurus is a free, independent comparison website that publishes information about pet insurance providers operating in the UK. We are not an insurer, insurance broker or financial adviser, and nothing on this Site constitutes financial or insurance advice. Any policy purchase is made directly with the relevant insurance provider, subject to that provider's own terms and conditions.

2. Accuracy of information

We work hard to keep the information on this Site accurate and up to date, drawing on publicly available provider information and independent industry ratings. However, cover levels, prices, features and promotional offers can change at short notice and may not always be reflected on this Site immediately. You should always check the details of any policy directly with the provider before you buy, and read the provider's full policy wording and terms.

3. No advice and no liability for decisions

The content on this Site is provided for general information purposes only and does not take into account your individual circumstances. We do not recommend any specific provider or policy as suitable for you. You are responsible for deciding whether a particular policy is appropriate for your needs, and for reading the relevant insurer's policy documents before purchase.

4. Third-party links and affiliate disclosure

The Site contains links to third-party websites, including insurance providers featured in our comparisons. We are not responsible for the content, accuracy or practices of third-party sites. We may receive a commission from some providers if you click through from our Site and take out a policy. This never affects our rankings or the order in which providers are displayed, and it never costs you more than going direct to the provider.

5. Acceptable use

You agree not to use the Site to:

• Attempt to gain unauthorised access to the Site, our systems or any related network;
• Introduce viruses, malware or other harmful material;
• Scrape, copy or republish substantial parts of our content without our permission; or
• Use the Site in any way that breaches applicable law or regulation.

6. Intellectual property

Unless otherwise stated, the design, text, graphics and other content on this Site are owned by or licensed to Ben Sky Limited and are protected by copyright and other intellectual property laws. Provider names and logos remain the property of their respective owners and are used for identification purposes only.

7. Limitation of liability

To the fullest extent permitted by law, Ben Sky Limited excludes all liability for any loss or damage arising from your use of the Site, including reliance on any information published on it, except for liability that cannot be excluded or limited under English law (such as liability for death or personal injury caused by our negligence, or for fraud).

8. Changes to the Site and these Terms

We may update, suspend or withdraw the Site, or any part of it, at any time. We may also revise these Terms from time to time. The updated Terms will apply from the date they are posted on this page.

9. Governing law

These Terms are governed by the laws of England and Wales, and any disputes relating to them will be subject to the exclusive jurisdiction of the courts of England and Wales.

10. Contact us

If you have any questions about these Terms, please contact us: